货币的时间价值公式
100
10%
110
10
10
10%
=/12
=/30
100
110
=
S=P(S/P,i,n)
n
(S/P,i,n)=1+ i
=
P = S(P / S,i,n)
n
(P / S,i,n)=1+ i
1
1
7-1
AinS
=
S=A(S/A,i,n)
SinA
=
AinP
=
P=A(P/A,i,n)
=
=
/
1/=
=
PinA
=
100
10%
10
10
=121
1000
10%6
=100(S/A,10%,6) =1000
=100(P/A, 10%,6) =1000
1
2
3
4
=
1+i
11
1000
10%6
=
1+i =1000(S/A,10%,6)
1+10% =1000
(S/A,10%,7)1 =9.4871
=8.487
=10008.487
=8487
=
1+i
11
1000
10%6
=
1+i =1000(P/A,10%,6)
1+10%
=1000
(P /A,10%,5)+1 =3.79+1 =4.79
=1000 =4790