普惠金融视角下民营银行发展：理念

普惠金融视角下民营银行发展：理念 Finance 金融, 2017, 7(1), 47-51 Published Online January 2017 in Hans. The Development of Private Banks from the Perspective of Pratt Whitney Finance: Concepts, Dilemmas and Suggestions Lianxin Wang, Yao Dong Department of Finance, China Women’s College, Beijing Received: Dec. 24th, 2016; accepted: Jan. 15th, 2017; published: Jan. 18th, 2017 Copyright © 2017 by authors and Hans Publishers Inc. This work is licensed under the Creative Commons Attribution International License (CC BY). Open Access Abstract The Third Plenary Session of the 18th Central Committee of the Party puts forward the idea of “developing Pratt & Whitney Finance” for the first time. This is a strategic choice. Based on the re-ality of China’s financial industry reform and development, China’s financial industry has new de-velopment opportunities and also faces a deeper reform and transformation. China’s private banks are in the early stages of development. There are many problems and institutional barriers. It is difficult to establish a good credit, lacks professional management, lacks talents and has a weak ability to resist risks. Business scope is limited. The paper follows the new ideas of “innova-tion, harmonization, green, open and sharing” put forward in the 18 fifth plenary session, supports the development of private banks, and accelerates the diversification, marketization and speciali-zation of China’s banking industry in order to achieve the goal of establishing the Pratt & Whitney financial system. Keywords Pratt & Whitney Finance, Private Bank, Idea, Policy Suggestion 普惠金融视角下民营银行发展：理念、困境与建议 汪连新，董 瑶 中华女子学院，金融系，北京 文章引用: 汪连新, 董瑶. 普惠金融视角下民营银行发展：理念、困境与建议[J]. 金融, 2017, 7(1): 47-51.