货币的职能

货币的职能 更多请访问:www.beiren.info Chapter One Money and Banking Part One (Unit 1 and Unit 2) Functions of Money 货币的职能 [Teaching Aim] This part will give some general knowledge of money and its functions. The students will be asked to read the passages and make a conclusion from the discussion of the questions arisen from studying passages. It will be helpful for the students to learn the following units on interests. [Key Words & Expressions] financial asset 金融资产; net revenue 净收入; life insurance 人寿保险; pension funds 养老金; stocks 证券，股票; productive capabilities 生产能力; better off 经济 境况较好的; traded for 交换，交易; swapping 交换，互换; bartering 物物交换， 易货交易; quote 标价，; reciprocal 相互的，互惠的;倒数; formula 公式; barter economy 物物交换的经济体; cross-prices 交叉价格; common standard value 通用的价格; fluctuate 波动; purchasing-power value购买力价值; account payables 应收账款; medium of exchange 交换媒介; basic function of money 货币的基本职能; financial system 金融系统; stabilizing factor 稳定因素; socially acceptable 被社会所接受; legal tender 法定货币; settlement of payments 支付结算; store of value 价值贮存; facilitate exchange 有利于交换; basic unit of account 基本记账单位; deferred payment 延期付款; standard of deferred payment 延期支付标准; bond 债券;保函; government bond 政府债券，国债; face value 面 值; exchange facilities 交换便利; portability 轻便，可携带; paper notes 纸币; divisibility 可分性，可除尽，整除性; large denomination banknotes 大面额银行币， 大面额货币; homogeneity 同种，同质; identifiability 可辨认，可分辨; durability 耐用性; in circulation 在流通中; scarcity 稀有，少量; legislation 立法; purchasing power stability 购买力稳定 [Teaching Approach & Method] 1. One period will be needed for this part. 2. will be used to present some questions and answers for the purpose of leading students to considering the history, the nature, the characteristics, and the functions of money. 3. Some topics for discussion in class: , What does the word money mean in the following expressions: 1) How much money do you want for this? (Price) 2) How much money do you make? (Income) 3) They have a lot of money. (Wealth) , Why do people use money? To reduce the number of prices and simplify trade, one item, either one already traded or a new one could be chosen to serve as the common standard value, or numerairé, in terms of which all other items would be valued or priced. : , The development of money Barter shell copper silver or gold (coins0 paper money Credit Cards (Electronic Money) , The function of money: 1) A Medium of Exchange 2) A Store of Value 3) A Unit of Account 4) A Standard of Deferred Payment , The characteristics of money: 1) Portability 2) Divisibility 3) Homogeneity and Identifiability 4) Durability 5) Scarcity 6) Purchasing power stability [Assignment] 2) Read and listen to Unit One & Unit Two. 3) Try to describe the important items of money learned from the class in simple words. 4) Read the reference books on Money and Banking to get more information and general knowledge. , Books to read after class: 1) 《货币与银行》(美)弗里德曼著;潘文星译 中国计划出版社 2001 2) 《货币与银行》 [中译本](美)奥本海姆著; 崔北粟，秦川译 对外贸易教育出版 社 1986 3) 《货币银行学教程》陆前进主编 立信会计出版社 2003 4) 《货币银行学》孙绍年 清华大学出版社 北京交通大学出版社 2004