零存整取定期储蓄-商贸英语

零存整取定期储蓄-商贸英语 考研屋 www.kaoyanwu.com 提供各大机构考研、公务员、四六级辅导视频课程 零存整取定期储蓄The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule (during the appointed deposit term)， or withdrawn together with the interest in a lump sum or by installment. 定期储蓄是在存 款时约定存期,一次或按期分次(在约定存期)存入本金，整笔或分期支取本金利息的一种 储蓄形式。 According to the way of deposit and withdrawal, the time deposit has the following categories: lump-sum deposit & withdrawing, small savings for lump-sum withdrawal, interest withdrawal on a principal deposited, big money saving and small withdrawing time deposit,etc. 按存取方式定期储蓄分为整存整取定期储蓄存款、零存整取定期储蓄存款、存本取息定期储 蓄存款、整存零取定期储蓄存款等。 I.Definition 一、定义 Time deposit of small savings for lump-sum withdrawal refers to savings deposit whose terms are agreed, and whose fixed amount is deposited every month when opening an account. The minimum amount of deposit is 5 RMB yuan and the maturities range from three grades: 1 year, 3 years and 5 years. 零存整取定期储蓄存款是指开户时约定存期，每月固定存额，起存金额为5元人民币，存期 分一年、三年、五年的一种储蓄存款形式。 II.Service Features 二、业务特点 1. Such deposit is deposited monthly with a certain amount of deposit, and suitable for depositors with fixed income. 1、零存整取定期储蓄存款逐月存储，存款金额固定，适合有固定收入的 储户。 2. Time deposit of small savings for lump-sum withdrawal has the characteristics of long maturity and high interest rate, and suitable for depositing of savings that will not be used within a quite long period of time, which is specifically meet the depositor’s needs for accumulated funds on schedule. 2、该种储蓄具有期限长、利率高的特点，适用于较长时期不用的节余款 项的存储，特别适合于储户按积累资金的需要。 3. The deposit amount is set by the depositor. He can deposit money at a time every month. The interest rate is computed at the same rate on the lump-sum deposit & withdrawal time deposit. If there is any omission of deposit within the agreed period, you must make up the amount next month. Falure to make it up, the interest will be calculated on the real amount of deposit and the real deposit term, and the interest rate will accor 考研屋www.kaoyanwu.com :提供各大机构考研、公务员、四六级辅导视频课程 专业提供提供各大机构考研、公务员、四六级辅导视频课