国际结算复习提纲

国际结算期末复习要点一、选择题(1)SWIFTis______B_____________A.intheUnitedStatesB.akindofcommunicationsbelongingtoTTsystemforinterbank’sfundtransferC.aninstitutionoftheUnitedNationsD.agovernmentalorganization(2)Fundtransfersareprocessedandsettlementthrough______C_______A.banksB.SWIFTC.ClearingsystemD.telecommunicationsystems(3)Anadditionalriskbornebythesellerwhengrantingacredittothebuyeristhatthelaterwillnot____D______A.acceptthebillB.takeupthedocumentsC.takedeliveryD.makepaymentatmaturity(4)Totheimporter,thefastestandsafestmethodofsettlementis_____C____A.letterofcreditB.cashinadvanceC.openaccountD.banker’sdraft(5)______A_______referstoanexchangeofservicesorassetsbetweencountries.A.InvisibletradeB.visibletradeC.InternationaltradeD.Balanceoftrade(6)FromthepointofviewofaChinesebank,___B___isourbank’saccountinthebooksofanoverseasbank,denominatedinforeigncurrency.A.avostroaccountB.anostroaccountC.amirroraccountD.arecordaccount(7)Theexportercanreceivethepaymentonlywhen____C_______A.hehasshippedthegoodsB.hehaspresentedthedocumentsC.thedocumentspresentedcomplywithhecredittermsD.theimporterhastakendeliveryofthegoods(8)Thepersonpayingthemoneyisa______ofacheck.A.payeeB.endorserC.drawerD.endorsee(9)Ifabillispayable“60daysafterdate”,thedateofpaymentisdecidedaccordingto_____.A.thedateofacceptanceB.thedateofpresentationC.thedateofthebillD.thedateofmaturity(10)A(n)________isafinancialdocument.A.billofladingB.billofexchangeC.insurancepolicyD.commercialinvoice(11)Eachcountryhastoearn__________topayforimports.A.moneyB.foreignexchangeC.cashD.currency(12)Atimebillmaybeacceptedby___________A.drawerB.draweeC.holderD.endorser(13)__________isdrawnbytheexporterandsenttothebuyer.A.DraftB.PromissorynoteC.I.O.UD.Check(14)Largepaymentsshouldbemadeby_________A.TTB.SWIFTC.MTD.AorB(15)Mailtransferaresenttothecorrespondentbank_________,unlessotherwiseinstructedbyclients.A.bycourierserviceB.byordinarymailC.byairmailD.byseamail(16)Theonlymeansofauthenticatingacabletransferisthe____.A.SWIFTauthentickeyB.paymentorderkeyD.authorizedsignatures(17)WhichtypeofcollectionoffersthegreatestsecuritytotheexporterA.DocumentsagainstacceptanceB.DocumentsagainstpaymentC.CleancollectionD.AcceptanceD/P(18)Confirmationofacreditmaybegivenby.A.thebeneficiaryattherequestoftheimporterB.theissuingbankafterthereceiptofcorrectdocumentationC.theadvisingbankafterthereceiptofcorrectdocumentationD.theadvisingbankattherequestoftheissuingbank(19)givesthebeneficiarydoubleassuranceofpayment.A.TheirrevocablecreditB.TherevocablecreditC.TheconfirmedcreditD.Theirrevocableconfirmedcredit(20)Theredclausecreditisoftenusedasamethodof.A.providingthebuyerwithfundspriortoshipmentB.providingthesellerwithfundspriortoshipmentC.providingthebuyerwithfundsaftershipmentD.providingthesellerwithfundsaftershipment（21）Allthepartiestoacollectionareboundby___________500C(22)Totheexporter,thefastestandsafestmethodofsettlementis_________A.letterofcreditB.advancepaymentC.collectionD.banker’sdraft(23)Allguaranteesshouldincludetheprincipledebtor,the_______andtheguarantor.A.beneficiaryB.creditorC.mortgageeD.lender(24)Thedocumentswillnotbedeliveredtothebuyeruntil___________.A.thegoodshavearrivedB.thebillispaidoracceptedC.thebuyerhasclearedthegoodsD.bothAandB(25)Whenisabillofladingissued________A.WhentheshippermakesuptheorderB.WhenthecarrierreceivedthegoodsC.WhentheproducermanufacturesthegoodsD.Whenthecarrierdeliversthegoodstotheconsignee(26)Whenacustomeraskitsbanktomakeatelegraphictransfertoabeneficiaryabroad,thechargesmay____________A.bepaideithertheremitterortheremitteeB.bedebitedagainstthenostroaccountC.becreditedtothevostroaccountD.bepaidbytheremittingbank(27)Itwillbemoreconvenientifthecollectingbankappointedbytheseller______A.isalargebankB.istheremittingbank’scorrespondentintheplaceoftheimporterC.isintheexporter’scountryD.actsontheimporter’sinstructions(28)IfitisstatedasD/P,thedocumentscanbereleased_________A.againstpaymentB.againstacceptanceC.ineitherwayD.againstacceptancepouraval(29)Beforeopeningacredit,theissuingbankshould__________A.gothroughthecontracttermsB.fillintheapplicationformC.signanagreementwiththecustomerD.inquireintothecustomer’screditstanding(30)Thebondshouldstatethatclaimsmustbereceived_______thantheexpirydate.A.alitterearlierB.alittlelaterC.notearlierD.notlater二、操作题（一）汇票BILLOFEXCHANGENo.（汇票号码）____________________Exchangefor汇票金额（小写）________________________，____________At票期___________________sightofthisFIRSTofexchange(secondofexchangeBeingUnpaid)paytotheorderof收款人______________________________thesumofSAY:汇票金额（大写）___________________________________To:受票人（付款人）Forandonbehalfof（出票人）（二）电汇（cable格式的）FM汇出行TO汇入行DATE发电日期TEST密押OURREFNO.汇款编号NOANYCHARGESFORUS我行不负担费用PAY金额VALUE起息日TO收款人MESSAGE附言FORCREDITINGACCOUNTNO.收款账号ORDER汇款人COVER头寸拨付（三）电汇（SWIFT格式） EXPLANATION FORMAT Sender汇出行 MessageType报文格式 Receiver汇入行 MessageText :15/testkey密押 :20/transactionreferencenumber交易编码 :32A/valuedate,currencycode,amount汇款日期，金额，币种 :50/orderingcustomer汇款人 :57/accountwithbank账户行 :59/beneficiary收款人 :70/detailsofpayment支付的依据 :71A/detailsofcharges汇款费用 :72/banktobankinformation银行拨头寸指令 （四）托收（五）托收指示COLLECTIONINSTRUCTION(1)DATE:__托收日期_________________(2)PLEASEALWAYSQUOTEOUR交易编码__________________(3)MAILTO:代收行_______________________ (4)DRAWEE:付款人 (5)DRAWER:收款人 (6)TENOR:票期 (7)AMOUNT金额 (8)OURBANK’SCHARGES银行费用 (9)MATURITY:到期日 LESS:优惠或折扣 DRAWER’SREF.NO:收款人交易代码 (10)TOTALAMOUNT:总金额DEARSIRS,WEENCLOSEDRAFT(S)ANDDOCUMENTSASUNDERMENTIONEDWHICHPLEASECOLLECTINACCORDANCEWITHTHEINSTRUCTIONSINDICATEDHEREIN.1STMAIL票据要求(11)DRAFT_______________________(12)COMMERCIALINVOICE_______________________(13)CLEANONBOARDOCEANBILLSOFLADING_______________________(14)CERTIFICATEOFORIGIN_______________________(15)PACKINGLIST_______________________(16)REIMBURSEMENTINSTRUCTIONS(2分):（六）开证申请书IRREVOCABLEDOCUMENTARYCREDITAPPLICATIONTO:开证行DATE:开证日期 □Issuebyairmail开证方式□Withbriefadvicebyteletransmission□Issuebyexpressdelivery□Issuebyteletransmission(whichshallbetheoperativeinstrument) CreditNo.***********Dateandplaceofexpiry到期日和到期地点 Applicant(Fullnameandaddress)开证申请人 Beneficiary(Fullnameandaddress)受益人 AdvisingBANK通知行 Amount金额小写和大写[][] Partialshipment分批装运□allowed□notallowed Transhipment转运□allowed□notallowed Creditavailablewith议付行By付款方式□sightpayment□acceptance□negotiation□deferredpayemntat______________Againstthedocumentsdetailedherein□andbeneficiary’sdraft(s)for发票金额的百分比%ofinvoicevalueAt票期sightDrawnon付款人 Loadingonboard/dispatch/takinginchargeat/from装运港Notlaterthan最迟装运日Fortransportationto:目的港 □FOB□CFR□CIF□orotherterms______________________贸易术语 Documentsrequired:(markedwithX)单据要求1.()SignedcommercialinvoiceincopiesindicatingL/CNo.andContractNo.2.()FullsetofcleanonboardBillsofLadingmadeouttoorderandblankendorsed,marked“freight[]tocollect/[]prepaid[]showingfreightamount”notifying()Airwaybills/cargoreceipt/copyofrailwaybillsissuedby__________________showing“freight[]tocollect/[]prepaid[]showingfreightamount”andconsignedto_________________3.()InsurancePolicy/Certificateincopiesfor%oftheinvoicevalueshowingclaimspayablein___________incurrencyofthedraft,blankendorsed,covering________________4.()PackingList/WeightMemoin_______copiesindicatingquantity,grossandweightsofeachpackage5.()CertificateofQuantity/Weightin_____copiesissuedby___________6.()CertificateofQualityin______copiesissuedby[]manufacturer/[]publicrecognizedsurveyor______7.()CertificateofOriginin________copiesissuedby_________________8.()Beneficiary’scertifiedcopyoffax/telexdispatchedtotheapplicantwithin_____hoursaftershipmentadvisingL/CNo.,nameofvessel,dateofshipment,name,quantity,weightandvalueofgoods.Otherdocuments,ifanyDescriptionofgoods:货物描述名称、规格数量单价包装Additionalinstructions:1241.()Allbankingchargesoutsidetheopeningbankareforbeneficiary’saccount2.()Documentsmustbepresentedwithin_______daysafterdateofissuanceofthetransportdocumentsbutwithinthevalidityofthiscredit.3.()Thirdpartyasshipperisnotacceptable,ShortForm/BlankB/Lisnotacceptable.4.()Bothquantityandcreditamount_______%moreorlessareallowed.5.()Alldocumentsmustbeforwardedin______________________()Otherterms,ifanyBANKOFCHINADocumentaryCollectionInstruction1)TO:托收行2)DATE___日期__________________Weenclosethefollowingdraft(s)/documentsAsspecifiedherunderwhichpleasecollectinaccordancewiththeinstructionsindicatedherein.ThiscollectionissubjecttoURC522�3)CollectingBank（Fullname&address）代收行��4)Drawer（Fullname&address）委托人�6)Tenor票期���7）Draft/Inv.No.汇票/发票号码�8)Amount金额��5)Drawee（Fullname&address）付款人����9)DOCUMENTS单据要求DRAFT�COM.INV�PACKINGLIST�B/L�N/NB/L�AWB�ORIGINCERT.�INSPOL�INSPCERT.�CERT.�CABLECOPY������������������SPECIALINSTRUCTIONS:托收要求10)□Pleasedeliverdocumentsagainstpayment/acceptance11)□Allyourchargesaretobebornebythedrawee12)□Incaseofatimebill,pleaseadviseusofacceptancegivingmaturitydate.13)□Incaseofdishonor,pleasedonotprotestbutadviseusofnon-payment/non-acceptancegivingreasons.14)□Pleaseinstructthecollectingbanktodeliverdocumentsuponreceiptofalltheirbankingcharges.15)□16)联系人：电话：公司盖章：拨头寸指示