全国3800万人中断社保 占参保城镇职工一成多-社保-职工-参保_新浪财经_新浪网中英对照

全国3800万人中断社保 占参保城镇职工一成多-社保-职工-参保_新浪财经_新浪网中英对照 全国3800万人中断社保 占参保城镇职工一成多|社保|职工|参保_新浪财经_新浪网 38 million person " interrupt social security " occupy ginseng those who protect town worker become much still " put 500 yuan every months surely, provide for the aged relies on a country no longer " the viewpoint still is travelling, the debate that initiates from this grows in intensity. When the Chinese protects researcher Cui Peng to accept a reporter to interview, express: "Although not was aimed at this data to undertake checking, but sheet has a problem by this algorithm. Under photograph comparing, social security still is best choice. " he thinks, the social salary standard after this kind of computation did not consider a few years apparently, inflation level and these capital the purchasing power at that time. In fact, this viewpoint that contains drain part apparently is right with the fault not so important, important is now really more and more people interrupt pay social security in the choice. Official data shows, accumulative total interrupts the person of capture social security to have 38 million this year, occupy town worker ginseng to protect become much still. Worrying about prospective provide for the aged at the same time, abandon again at the same time the social security that the country provides. This is the most helpless probably " odd current situation " . The member that investigation shows the philtrum of 23% breaks capture to expend worker of ab extra Wu is broken protect a problem to although,be highlighted, interrupt social security to turn the way of provide for the aged that puts a bank is not certain and desirable, but the fact is, the crowd that breaks social security already held the proportion with working quite large population. By October, li Kejiang of premier of the State Council is in China labour union expresses the 16th times on countrywide congress, our country had 300 million much person to attend town worker endowment insurance probably, there is accumulative total this year 38 million person interrupts capture to be sure. And September, on seminar of international of 2013 China annuities, courtyard of a Confucian school of idealist philosophy of the Song and Ming Dynasties of fair condominium of Chinese people university teachs Li Zhen to ever also pointed out, in an investigation that makes in person company department, the working population that has 23% suspended capture fee. The reporter is interviewing the discovery in the process, as aged the aggravate of degree, the problem that a lot of ab extra Wu are versed in personnel interrupts social security is highlighted ceaselessly however. The introduced from the northern and western nationalities or from abroad lady that comes from Hunan this year 55 years old, work 19 years in Guangzhou, meantime altogether bought social security of 10 years, wanting to retire next year originally a native place, but the discovery after the course asks with all possible means, she cannot retire in Guangzhou at all. "I have 3 kinds of choices now, it is to interrupt social security, the fund that withholds the pay inside individual account only and accrual return old home; 2 it is the policy according to native place, go existing insurance concern move, but the society cannot be transferred partly as a whole, can divert the fund of individual account only, need to buy social insurance in place afresh; 3 it is to continue to work in Guangzhou, till capture enough society of 15 years is safe. " on November 13, introduced from the northern and western nationalities or from abroad lady expresses helplessly to our newspaper reporter, the social insurance fixed number of years of her pay is longer, whether to still interrupt in hesitation so, but the staff of work of a lot of ab extra Wu that oneself know returns old home, chose to interrupt social security mostly. Once social security is interrupted, also mean the moustache that already amounted to emeritus age lady or because join,keep fixed number of year insufficient and cannot get pension. Shen Shuguang of director of research center of Zhongshan university social security expresses, inside a few years of future, the phenomenon that emeritus age enough finish protects fixed number of year to resent because of joining and cannot retire will be increasing; In the meantime, this kind of phenomenon affected working population to be in directly the choice tendency of respect of pay social security, the phenomenon that pay social security abandons at the beginning of interrupt or working will grow in quantity. "The case that breaks pay social security basically has two kinds, one kind is to join keep fixed number of year social security already was interrupted after 15 years completely, old-age pension is gotten directly after waiting for emeritus age; Additionally one kind of circumstance is pay fixed number of year not full 15 years, be interrupted temporarily or suspend the action of pay social security thoroughly. " Cui Peng expresses, interrupt pay social security to basically center in 3 kinds of crowds: It is personnel of unemployment of come off sentry duty, this kind of crowd belongs to passivity to interrupt mostly; 2 it is staff of small small company, the enterprise does not give employee pay social security to reduce cost; 3 it is the member that fluidity compares big Wu worker. According to reporter understanding, once the individual interrupts social security, according to the different policy of each district, buy a room to buy a car to will get very big impact. More important is, because the individual account of intercourse has no capital to enter, the meeting when computational annuities has loss. Individual account " empty Zhang " exceed -1454759936 pension to pay existence very big gap apparently in light of, interrupt social security pure belong to individual behavior, but of the influence is system of whole social security however. On November 14, when Tang Jun of researcher of research center of policy of society of company division courtyard accepts a reporter to interview, say, what our country's active endowment insurance adopts is " the society plans as a whole + individual account " all Zhang combines mode, the society is to close to pay now now partly as a whole make, individual account part is reserve is accumulated make. This kind of mode needs population structure to be stabilized relatively, once appear,emeritus age shifts to an earlier date, birthrate drops ceaselessly, population is aged wait for uncertainty, all can give close to pay a part to bring a risk now now. That is to say, the society of on-the-job personnel plans as a whole partial capital is used at current pay already the annuities of retiree, the capital of individual account is used at accumulating, with will assure to join when protecting a person to retire, use. But, according to reporter understanding, the pay of endowment insurance gold with a lot of at present annual places is more than the forehead of income to spend far, and main means of settlement of the place besides increasing finance allowance, squeeze namely answer with individual account capital current extend, cause individual account thereby " empty Zhang " . Research center of social security of world of company division courtyard releases before this " Chinese annuities develops a report 2012 " show, up to by December 2011, amount of keep accounts of account of individual of primary endowment insurance is Chinese town worker about 2.5 trillion yuan, but do in account actually solid only 270.3 billion yuan, individual account " empty Zhang " already exceeded -1454759936. Current disbursement share has paid, the share that ought to accumulate fails to come true however accumulate, such result is, if individual account capital cannot be made up for, be in now the worker of annuities of consign individual account, retire in future will form when the pension that get very big pay breach. At this point, "Do solid individual account " be alluded repeatedly in content centrally file, be in Liaoning and other places is extensive and pilot, but reality is however on another orbit as collateral as policy. Because, the fund that does solid individual account all by in the center of assume jointly with local finance, and as final contributive person, door of Ministry of finance does not support do solid individual account instantly. Reason is very simple, because be designed according to active system, do real individual account fund can with a year period finance of existence of current interest rate only door, devalue for nothing. According to reporter understanding, in October the middle ten days of a month, the seminar of system of provide for the aged that protects a ministry to take the lead by the person already will " individual account adopts nominal account to make " the delibrate category that brings into design carrying a layer on the head. That is to say, will plan as a whole currently of account 20% merge into entirely individual account, but do not do solid, satisfying current extend besides, balance part is used at investment to maintain value rise in value entirely. In fact, settling a way similarly still is take temporary solution not effect a permanent cure, eliminate " odd current situation " the live out one's life in retirement that still needs to rely on to be about to embark on a journey reforms scheme. According to " times of an ancient name for China "