北京逛街好去处2

北京逛街好去处2 北京逛街攻略总结篇 小店篇 一(东四小店 12.新浪漫主义(与生俱来的风雅) 首饰柜是这里的点睛之笔。项链——占尽了所有的风头。店里的服装都是欧洲的、欧洲的制作，意大利的OSIGNO、法国的RED ROSE和Y’YES，TERRE JEANS的牛仔裤，价位200-3000元。 地址:中粮广场C座130(星巴克旁边) 光合作用书屋:环境很好，通常放着轻音乐，在里面可以畅游书的海洋，而且服态度超好，不买都没关系。一般人不会发现书屋上面还有个很好的制作纯牛皮 物品的小店，因为都是手工制作，所以价格相对贵一点，可是皮制品确实很特别，做的很精细。在往里面走还有手工制作的服装店，上面挂的照片 Model其实就是那店的女老板。另外，韩国饰品那边往里走，有一家很有民族风格的小店，里面有云南的东西哦。 雕刻时光:推开绿色小门，右手边各种各样的小商品进入了我的眼帘，在这个被店主称为 “时光杂货铺”的小店面里，摆满了五颜六色的真丝围巾、制作独特的银饰、像碎玻璃拼凑起来的很有艺术气息的瓶瓶罐罐……从穿的到戴的，从用的到摆的应有尽有，所有商品都十分的精巧细致，充满了女人味儿。除了购物，光顾这里的人们还可以到楼上咖啡 馆里品尝咖啡和欣赏电影。 五(中粮广场 离王府井不远有中粮广场，可以看看去，是很多品牌的折扣店，有的才几十元。那里有一家“热风”鞋店。目前在北京已经有很多家热风了。丰联、大悦城、新中关、西直门、金源、望京、银座中粮、恒基、现代城、新东安、世贸天阶、嘉里中心店等。 新浪漫主义:中粮广场C座130(星巴克旁边)有一家叫“新浪漫主义”的店，英文是 Neo-romanticism，这也许是近年来听得最多的词汇之一。老外说这里的衣服比起意大利相同的款式要便宜得多。首饰柜是这里的点睛之笔，项链占尽了所有的风头。店里的摆设，有梳妆台、首饰柜、衣柜、穿衣镜、床，就像到了女孩子的卧室，温馨又浪漫。店的设计风格极其考究，浪漫中透出奢华的味道。店里的服装都是欧洲的设计、欧洲的制作，意大利的OSIGNO、法国的RED ROSE和TERRE JEANS的牛仔裤……真是物以稀为贵啊～价位在200-3000左右，接受刷卡。 爱舍饰品:源于法国的贵族情调,把白银细细地雕琢成带着叶子，带着丝蔓的葡萄，一串串地轻轻地缠着，再刚刚好铸在薄薄的玻璃瓶颈上。玻璃看着是一种柔 韧的嫩与滑，汁液一倒进去，就饱饱地染上了色似的，红酒是丝绸的暗紫，香槟是琥珀的莹黄。又明明用银做了刀、叉、勺，连盛咖啡的银壶、点心的银碟、汤的银 碗、肉排的银盘，都明朗地告诉你讲究可是一见倾心的事，这样用了心思的晚餐，坐在这样的餐台前，任谁都会献出最美的仪容，坐久了，就成了贵族。所以这个店 里做的是来自法国的一个经典餐具品牌的代理，据说亦是皇室的指定出品。店址:建内大街8号中粮广场C座二层203，联系电话:85120860。 六(日坛商务楼 从建外大街友谊商店路口一直向北走，在日坛公园南门东面100米处，能看到一座古朴而典雅的小型中式仿古建筑，这就是被现在许多时尚(有钱的)女孩广 泛传播着的最新逛街宝地——日坛商务楼。楼内二至三层有30多家极富个性的小店。有些商品直接从国外采购，价格也并非高不可攀(侧楼比正楼稍微便宜)。另 外，还有几家专门订做中式服装的工作室还吸引了不少娱乐明星。 翠影红霞:主营欧洲服装。不仅有GUCCI、CHANEL，还有很多颇具异国风情、出自小作坊的制作精良的艺术服饰，当你对装扮自己没有信心的时候， 店主会给你建议的。皮挎包 375-468元，钱包和化妆包66-106元，腰带有不同粗细158-178元，货品全年8.5折。偶有特卖品，若不想与他人撞衫，可以让主人为你设计 制作r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment. 服装。价位100-1000元以上，日坛商务楼2006室。 八、张自忠路 张自忠路,五号线张自忠路下车,延平安大街一路往西,路南边...这里大部分都是原汁原味的外贸店，价格合理，偶尔还有淘到特便宜的东西。有几家外贸鞋店是我经常光顾的，绝对的原单。 九、秀水街 "假冒不伪劣"是秀水街的特色，甚至假货也分A档、B档。比如LV的皮包，100多元能轻易买到B版，但想拿到A版则是一个笑话。不过很多人就是喜欢这种"淘货"的感觉。 特色:在秀水淘东西杀价一定要狠，态度一定要坚定。如一个NORTHFACE的登山包出价580元，回价可立刻砍到100元;又如毛绒玩具，出价80元，最终可以20元成交。眼光和购物经验就是这样练出来的。 地址:建国门外大街与东大桥路交汇处 批发市场篇 第一推荐当然是天乐二楼 这里曾经是拿货人的天堂，如今它的魅力吸引了无数白领蜂拥而至。 位置不算好找，不过到了东鼎就很近了。 过了大棚，从一个小楼梯直上二楼，外面摊位中间那个可以淘到不少外贸原单，就是价格贵了些，一般都要20元以上。 进到里面，右边第一家衣服都很不错，很多taobao,易趣卖家都从这里拿货，也许是不愁买家，东西也较贵。有only, esprit, veromoda, Levi's, Miss Sixty, DKNY, CK,A.V.V.,Jack&Johns,AF,Roxy,CD ,D&G ...... A货原单鱼目混杂，就看谁火眼金睛。 价格也是几天一变，AF小T火爆时候低于40不卖，如今大多20/25米就能拿下，而且花色尺码很全。 Levi's裤子也是水涨船高，新天地下面能撞上50元的，这里低于100是不卖的。 优点:货新而且全 缺点:需要假扮拿货，相比较周边市场价格偏贵 适合:第一次逛Zoo,经常逛小店主，兜里揣着不少于200元的。 第二推荐展览馆广场地下——新天地 这可是动物园商圈的一大新秀，如今人还不是很多。到处都是5元/10元的价牌，外贸原单居多，这里不再列举品牌，都是你想不到的和不知道的。 优点:人少，货超级便宜，淘货感觉好。无需假扮拿货，上来就是拿货价。 缺点:货不是很新，尺码不全，需要仔细淘。 适合:没有目的性的，淘货经验丰富的，兜里不少于20元的。(p.s.,20元就可以买四件，不第三推荐天锆城韩国城 虽然我只去过一次，而且一米都没花，但印象还不错。 价格稍微贵了些，YY大多都是从韩国进口的，赶上特价的还是很值的。 优点:韩装版形很好 缺点:价格稍贵，建议少买但要精 适合:突然对韩装感兴趣的，想买一两件感觉一下，但又受不了商场On&ON昂贵价格的,兜里要揣不少于200元。 现在很多刚刚起步的零售商家关于什么是外贸原单，正品和尾单也有些不是很清楚。有些批发商就借助些文字游戏来模糊自己的货品欺骗零售商，这是很无聊的!最终是在砸外贸服装批发生意的牌子( 那么什么r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment. 是外贸原单正品呢,所谓外贸原单正品就是和公司下的订单是同一批货，无论质量和工艺都是同样的，也就是没有任何差异的货品。 先来看看国内欧美外贸原单生产的现状，小商家有必要了解一点，才能知道能批发的量会有多大(亚洲的日本韩国订单在品牌商考察过厂家，一经敲定，就会有银行提供信用证，小样成品经过检验后就会有30%-50%左右的资金从银行划拨到厂家的账户。这样厂家的风险就会相比小很多。所以，中国的服装小厂大部分只敢接日本，韩国，新加坡或者国内品牌的订单(最主要的是，日本韩国的牌子说的不好听一点:其实也就如同国内市场上的威鹏和班尼路，绝大部分是连国际,线服装品牌的档次都轮不到(这样低级别的所谓原单弄些出来，有什么难的,去打闷包批发，不挑好的次的(最低的衣服低至三、五元一件( 所以现今的外贸服装市场以这样的中低档次的日韩青年款服装居多，仿冒的也最滥，都赶上地摊货的价格了。这块日韩的外贸服装市场已经陷于低层次竞争的泥沼，滥的不能再滥了((有些供货商日韩仿单销不好了，干脆还把它们改贴欧美大牌(简直是坏了一锅粥的老鼠屎，又想祸害另一锅粥() r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment. 好的欧美品牌商都要求搞到出口配额的外贸公司找工艺和设备比较先进的有实力的厂来生产自己品牌的服装。并且欧美公司的订单是没有预付款(订金)的，一旦因为出口配额或者产品少许的差次，就很有可能造成无法出口，合作的加工厂老板就会血本无归。做欧美单子，可以说工艺要求高，风险大，资金还自己垫付(如果不是下单的外贸公司睁一只眼闭一只眼，默许这些合作加工厂再做些跟单，或者任其差不多的款式立刻摇身一变为:源自于哪国的某个自有品牌来赚钱，加工厂都是不太愿意接单的了( 现实就是:欧美原单接单量就相对日韩的少，一批订单的数量和加工服装数差异绝不大，而且流出控制很严(不封厂的，也禁止访客进入厂区，最后还是监督装船的公司代来挂吊牌(我深圳一个长期合作的工厂的外单尾货封仓一律是五年～五年后品牌商允许处理，否则，再也别接单了(一个厂一年只做一个牌子生意的多的是(何苦为了几票尾货，去害了一年的生意呢,即便原单能拿的出来，欧码和美国码，尺寸太大，我们也是不拿的，就拿专供亚洲市场的货品，接近中国人的尺码(只有零售商批发走了，也能销得出去的尺码，我们才做批发(还有些款式看着很时尚，中国女人敢穿的出去的有几个呢,欧美原单剩r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment. 下就很少，尺码又多不符合中国人的，款式还要琢磨是否走得了量(你说剩余能批发的会有多少,～ 北京动物园批发市场购物全攻略2007-04-23 13:20一.服装定位 作为北方地区最大的服装批发集散地,北京动物园主要拥有以下几个大的服装批发市场:东鼎,天乐,众合,天皓城,金开利德,世纪天乐等.所售的衣服种类之多,品种之全,范围之广,更远远超乎你的想象.服装主要是所谓的那种外贸货,不过个人认为以假冒仿造的居大多数.真正意义上的外贸原单尾单追单是很难找到的.比较受年轻人欢迎的主要有NIKE ADIDAS Levi's Jack&Jones G-star BAPE Y-3 ENRGIE only Dior VeroModa Etam Esprit D&G CK 等等.喜欢追求时尚而要不不是特鼓的朋友,还有喜欢逛街淘宝独具慧眼的朋友相信一定会喜欢上这里的. 二.行动时间(辛苦创作不易,转发请注明作者北溟有鱼,出处涸辙之欢) 月:由于服装批发受季节因素影响很大,所以服装的样式款式以及价格就会随季节的变化而变化.这里的批发商家为了不积压货物,积极的占有市场,一般会在季节结束前一个月左右抛售过季的货物,主打新一季的服装.基本规律如下:一月份过年闭市前，上春装甩冬装;四月甩春装上夏装;七月甩夏装上秋装;十月甩秋装上冬装。这里面，夏、冬装降价额度较大，春秋装较少。这样一来,不仅追逐时尚的弄潮儿,还有精打细算的过日子人都可以在上面的这些月份去为您的衣柜添置新衣. 日:动物园的服装批发市场远近驰名,所以很多人都会慕名而来,自然周末和节假日人数会激增.周末时分,看着动物园那片儿人头攒动,摩肩接踵的壮观景象.估计您选购衣服的兴致全无了.如果您鼓起勇气进入市场里面,那么您一定要看好您的钱包手机等贵重物品.到时候丢了东西,买到的便宜货可也就得不偿失了.当然这并不是说周一到周五人少了,只是个相对概念.您也要做好充足的心理准备.我这儿给您先打好预防针了. 时:批发市场自然有批发市场的特点,就是开门早,关门也早.基本上营业时间是早晨四点到晚上四点.不过随着最近几座新兴的大规模的服装批发市场的崛起,营业时间会变得更晚些.早上4:00到上午9:00基本上都是真正的批发商去打货的时段,购物量大,人也多,货也杂.所以商家很少会有时间来应付个人购买的散户.所以上午9:00到下午4:00基本上是购物的黄金时间.远道而来的朋友们也不必急着赶早场了.三.行动路线(辛苦创作不易,转发请注明作者北溟有鱼,出处涸辙之欢) 身处北京的朋友自不必说了,动物园是交通枢纽 104线 660路 814路 特4路 732 360 347 105 102 107 111 362 808 334 15 7 716 103 19 65 27 634 632 全到.外地的朋友基本上都是坐火车过去,北京站到动物园可以直接乘坐103(北京站-动物园).或者乘坐808(北宫门-石佛营)直接到达动物园.另外的方案就是乘坐地铁了,北京站一下车就钻地铁二号环城线,目标西直门.由于西直门和北京站是对角,所以坐哪边的都行.西直门地铁站出来可以直接步行过去(如果你体力充沛,能胜任后面的艰苦卓绝的采购任务的话),或者出地铁A口坐902，运通105等到动物园.西站下车的朋友可以坐65路到动物园公交枢纽. 动物园服装批发市场地形图 (辛苦创作不易,转发请注明作者北溟有鱼,出处涸辙之欢)四.行头准备 有的朋友该问了,购物还要啥行头啊.这个当然要行头啦,因为你去的不是一般的地方,是北京动物园服装批发市场.嘿嘿.先说说着装吧.去动物园购物的主要顾客分两大类人:一类是个体户的服装销售商,穿着打扮一般都很朴素,而且略显风尘仆仆;另一类就是来淘货的新新人类,这类人开着淘宝的网店或新潮外贸店,所以打扮很时尚.所以,我们的打扮就要像这两种人.以致于不会出现被人家拒绝:"我们这儿不零售"的尴尬. 下面再谈谈买东西的家伙.这个也是挺关键的因素.当你到了动物园那儿,你就会看见满大街拖着黑色塑料袋形色匆匆的人流了.对,这个黑色的塑料袋就是必r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment. 备的家伙.别看这塑料袋不起眼(就平时拿它装垃圾那种黑袋子),但壮门面就指望它呢,因为这儿的商家们都用这个袋子装货.如果没买东西又找不到这种袋子,可以去附近购买那种彩色的大编织袋,也很专业的呦.切忌,千万别装大款拿个LV的包包,或者穷酸背个学生的书包.五.购物流程 (辛苦创作不易,转发请注明作者北溟有鱼,出处涸辙之欢) 说了半天,终于来到重点中的重点,关键的关键了.因为是服装批发市场,所以你不要拿这里当成是shopping mall,随意的在里面挑啊,试啊.也不能当成是外贸店,肆无忌惮的跟人家讨价还价.所以,具体的流程您就随我来吧.1.逛.到了批发市场,千万别冲动,切记切记.冲动是魔鬼啊.到了市场,先把整个市场走一圈.仔细的走一圈,因为很多好货有可能被拥挤的人群和大量的货品埋没了,只有用你的慧眼来挖掘.而且同样的一件东西,整个市场可能有很多家在销售,价格质量可能都会有更合适的.还有就是最重要的,把钱留给你觉得最漂亮最实惠的上面,不要早早的冲动把钱花光了,后面看见更好的,却只能没钱干瞪眼了.逛的时候,注意同时记录商铺所处的位置和你喜欢的货品,顺便问家商家价格(具体问价方式后面有交代).因为东西多,地方大,价格乱,必要的记录能为大大的你提高效率.2.问.在批发市场,绝对要会问,因为不会问很可能就暴露身份被人宰了.问的时候主要要两个要点:问码和问价.问码:正如刚才所说,这里不是商场,你现在的角色也不是顾客上帝,而是去进货的,所以问码只要问问码的范围和你想要的尺码是否有就可以了.千万不要mmjj，不要拿着想要的衣服比来比去，一看就不是拿货的了.问价:在这里,问价有它的固有的行业术语:"这货怎么拿啊?""这个拿货多钱啊?"注意:你一定要理直气壮，声音洪亮，一副老到的样子.因为你现在的角色就是一个去进货的小老板!注意,千万别问:这个多少钱啊?这衣服怎么卖啊.一下就露馅了.3.砍.一般问完拿货价,你跟人家说那就给我拿个这个吧.这时候,老板会诧异了,"怎么就拿一件啊,拿一件就不能这价了".别慌,你有来言,咱有去语:"我这是补货来的" "有人定的这个,帮人补的"别等商家再问你,咱马上由守转攻:"这衣服走的不错啊,来补点货"或者说"别的颜色哪款走的好啊"最后让她给个那种单儿，要么给张名片，下次再看上她家衣服的话，就可以跟她拉交情拉～以后见面嘴勤快点"哥啊,姐啊"的,混熟了就不用现在这么繁琐了.4.试.买衣服当然要喜欢,合身了.可是因为批发市场里面的拥挤和特殊身份(装扮成进货的),我们不得不委曲求全,直接选购,回头再试.买的时候,我们经历了逛和问的阶段,这里,你必须对自己的品位,喜好,身形,身高,体重,尺码有个详细的了解,以免买回来不合适,不喜欢后悔.买完衣服后不要迅速离开市场,可以在厕所里简单试下(一般厕所周围空间比较大,而且方便),如果实在不合身,你可以马上回到刚才的商家去换(退可能性不大),如果商家MJ你,理由也好编"说感觉拿大点或小点打版会好看点" 六.周边其他 (辛苦创作不易,转发请注明作者北溟有鱼,出处涸辙之欢)银行:工商银行,中国银行,招商银行,浦发银行,光大银行,民生银行.批发市场不是商场,里面可没有刷卡的商家呦,带足现金(小心小偷啊)餐饮:肯德基，麦当劳，永和豆浆，必胜客，吉野家，DQ.还有一个要说的就是大名鼎鼎的传说中的老莫,就是莫斯科餐厅,这里的可是总店啊,地址在北京市西城区 r included in the County, with the right of abode overseas natural persons; (2) expand the scope of borrower type of occupation; (3) to apply for a loan for business borrowers, as well as the business unit controller or major shareholders. 2, the maximum loan amount (1) to cancel "a maximum loan amount of RMB 300,000" requirement; (2) both for personal consumption and business purposes, different methods were used to determine the loan amount. 3, the loan terms (1) the loan terms with borrowers and not more than 60 years of age; (2) lending operation, should be based on the borrower's production cycle and the anticipated income situation, scientifically and rationally determine the loan period. (E) loans: the three rejected. (F) receive and investigate: 1, defines the principles and requirements of pre-loan investigation, focusing on investigating first source of repayment, and a double investigation. 2, the provision of customer information: (1) "available on request" information, customer reference case where the account manager deciding whether to request; (2) proof of income can refer to the approach in annex format or other format to meet the Bank's requirements; (3) loan operation shall provide the information management unit; (4) copy of the account manager shall verify the information and sign it to confirm. 3, provided for a borrower, guarantor and main contents of units operated by pre-loan investigation. 4, loans for business and apply for amounts in excess of 500,000 yuan, account managers should refer to the measurement limit estimates demand for working capital loans. (G) loans: the loan origination process, provides lenders responsible for review. (H) loans to pay: defined the trustee payments and autonomous operational requirements for payment.