建议你从以下思路和方向给孩子购买保险：意外险→意外医疗险→住院医疗险→重大疾病险→教育金

建议你从以下思路和方向给孩子购买保险：意外险→意外医疗险→住院医疗险→重大疾病险→教育金 建议你从以下思路和方向给孩子购买保险:意外险?意外医疗险?住院医疗险?重大疾病险?教育金。 1、先给孩子参加当地的少儿医保，这也是相当于大人的社会医疗保险之类。 2、意外险不能少，因为小孩平时总免不了磕磕碰碰，万一发生医疗费用，门诊和住院都能得到报销。这大多是消费型的，一年一两百元。 3、适当给小孩上一份重大疾病险，定期的储蓄型重大疾病险，费用低、保障高。 4、父母是孩子最好的保障，在考虑小孩的保险之前，必须先把大人的保障做好、做足。 5、如果经济条件许可，在做足以上保障的基础上，可以考虑以小孩的年龄购买分红型的理财产品，既可以当作宝宝将来的部分教育费用，也可以作为大人未来的养老金。 现在市面上儿童保险品种繁多，但基本上可以分为医疗保障型保险、储蓄型保险和投资型保险三类。在为儿童购买保险electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 时，首先应该为孩子购买医疗保险，其次是教育储蓄保险，在有余力的条件下，再考虑为孩子购买有投资功能的保险 另外，给儿童购买保险的诀窍:一、早买早划算。二、费用不宜太高，缴费期不宜太长。三、保障第一，收益第二。 保险的顺序是:意外\医疗\健康\教育\养老\投资理财。 先想清楚自己是想将哪方面的风险转移给保险公司! 然后选择一个有实力的保险公司! 其次是选择一个你信得过的保险代理人! 有了前面三条，然后再根据你的需求来进行险种的搭配! 第一，根据经济实力投保。 一般说来，在宝宝出生30天后，就可以为他们选购保险产品，主要有意外险、医疗险、重大疾病险、教育金储备险等。 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on [1] 经济实力一般的家庭。可考虑只买意外险和医疗险，一旦孩子发生疾病或意外后，可以得到一定的经济赔偿，这样花钱不多但保障挺好。经济实力稍强些的家庭还可考虑投保幼儿重大疾病险。 [2] 经济实力较强的家庭。在健康保险的基础上可为宝宝增投教育金储备险。购买教育险其实等同于“强制储蓄”，它的收益比定期存款稍高一些，可以避开利息税。 因此，为宝宝购买保险时，应该遵守“先近后远，先急后缓”的原则，易发的风险先投保，按照意外险、医疗险、少儿重大疾病保险、教育险的顺序安排，有足够经济能力的才可考虑养老、投资理财型保险。 第二，首选意外、医疗险。 很多父母花大量资金为孩子购买教育金保险，却不购买或疏于购买意外保险和医疗保险，这是将保险的功能本末倒置。 据有关部门对全国11个城市4万多名幼儿进行的调查显示，我国每年有20%-40%的幼儿因意外伤害身故、残疾或进行医学治疗。同时，幼儿宝宝也比较容易患感冒、发烧、腹泻electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 甚至肺炎等疾病，生病住院的概率要比成人高很多。因此，给孩子投保意外险和医疗保险是很有必要的。 宝宝的医疗保险一般分为两种类型:一种是补偿型，以实际发生的全部费用为赔付上限，不重复赔付;另一种是根据诊断赔付的大病险，只要宝宝确实患上保险范围内的疾病，保险公司就会赔付相应的额度。 另外，在条件允许的情况下，保险专家还建议附加住院医疗险和住院津贴保险。这样，宝宝生病住院，不仅医疗费用可以报销，大人还可获得20—50元/天的住院补贴。不过，幼儿的住院率非常高，从保险投入成本来看，一般买报销性的住院费用保险就可以了。 第三，投保要从实际需求出发，并非越多越好。 投保幼儿险，并不是越多越好。从投保数额上说，目前，儿童险风险保障最高为10万元，购买两家公司以上可以累加，但超出10万元的部分无效。因为一般保险公司都规定，获保金额并不能累加，如果宝宝出现意外，医院提供的收费清单只能归属一家保险公司。如果想给宝宝买多份不同的保险，之前要仔细阅读保险条款，寻找理赔程序上没有冲突的electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 产品，别花了冤枉钱。 从保险种类上说，也没必要一次性买全了，因为保险也是一种消费，它也会根据具体情况而发生变化。对于很多资金不是特别宽裕的家庭，尤其是大人自己的养老金尚没有储备足够的情况下，考虑宝宝的养老问确实没有必要。另外，宝宝的父母如果参加了由政府机构或单位提供的少儿医疗保险，再为孩子选择商业险时，只需要补充那些不足的部分就可以了。 第四，先大人后小孩，大人投保最重要。 很多宝宝的父母都尽可能多地给宝宝购买保险，却忽略了大人本身，其实这是一个严重的误区。大人是家庭的经济支柱，也是孩子最好的“保护伞”。如果只给孩子买保险，大人自己却不买，那么大人发生意外时，这个家庭很可能会因此陷入困境。 同时，在投保时，一定要选择有投保人豁免的保险，以确保宝宝父母一旦发生意外，不具备继续投保财力时，孩子仍可以享受不变的保障。 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 投保小贴士 一、“新妈妈”和“新爸爸”为宝宝买保险，保险费最多不要超过投保人年收入的10%; 二、如经济不是特别宽裕，宝宝重大疾病险保额可定在5万元至10万元，这样就可以打消对绝大多数重大疾病的担心; 三、各家保险公司产品大同小异，只是包装组合不同而已。所以，保险代理人的选择显得更为重要; 四、如果经过比较对保险合同不满意，或者听说还有更合适的产品，可以充分利用犹豫期终止合同; 五、购买保险后，记住抽空翻翻抽屉，及时了解自己孩子拥有哪些保险保障，按时去取钱 您好，为宝宝设计一份保险，是需要根据您的家庭经济条件来选择的～如果您的家庭富裕，或您想为你的宝宝提供全面的保障，包括健康医疗，教育金，创业金，婚嫁金，以及以electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 后的养老金。您可以选择平安的世纪天骄产品，这份储蓄保险会让您受益很多。 如果是家庭小康，平安的吉星送宝是份不错的选择。如果暂时只想给小宝宝考虑健康医疗和教育金的问题，可以选择平安的星光少儿加平安附加(高中)或(大学)教育金保险。您若有兴趣，可以找当地的平安保险公司咨询看看。望采纳 #m=0 我给宝宝买的是平安的医疗卡.门诊都有得报的. 保险的强项在于保障，理财是软肋，理财险种基本赶不上5年期银行存款(至少25年内绝对如此)。 很多人买保险都想从中得点回报，往往不能如愿，最后大呼上当，网上每天可以看到此类帖子。 介绍一个买保险简单、操作性强的:选择消费型的重疾险、医疗险、定期寿险、意外险等实实在在的保障产品，而且都是主险，并非附加险;不去追求分红、理财等不确定因素，就对头了，将来不会后悔，而且花费不多 ，保障有力。适合不同收入的各类客户 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 万能适合成人保，因为宝宝的保额最高只有5w(保险法规定的)，你交都每年交12000了，你自己看看～还有从来没有听说哪家保险公司的万能起交是交12000的，随便交多少都可以，最低大概是每年3000，什么是万能保险，万能保险是存取灵活(跟活期账户一样)，个人账户，利息滚存(主要就是这点)，是投资理财类的保险，爱因斯坦说人类第八大奇迹就是"复利",你说适合不适合宝宝买 宝宝小时候抵抗能力弱，容易发烧，咳嗽，哮喘，胸闷，感冒，要买住院费用补偿型的保险。每家不一样，有的有免赔额，有的每年限次数，有的限报销总金额，还有每年不限次数，也不限总金额，只限每次的金额,这种最好了～宝宝一年要发烧感冒好几次的。有病就看，看了就去保险公司报，最好在加意外险和幼儿重大疾病险。 需要了解可以问我～QQ859194979 万能险其实是一款投资型险种，因为前期有手续费、保障成本及管理费用等，必须长期才能看到收益，前几年的账户价electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 值基本都处于亏损状态，所以不适合短期投入。其次这个险种保障利率为1.75，其他的都为预期不确定属于，所以按照确定的收益率应该不算很高，但不排除公司盈利好分红多的情况。 投保之前最重要的就是要根据自己的购买需求详细分析到底是不是合适的，不要一味听取业务员单面之词，险种都是不错的险种，关键是要看投保需求是不是适合的。 一般情况，宝宝购买保险我们建议以意外和医疗为基础，补充教育金或大病类保障。 参考: 参考:太平洋的《状元红》+《悠然意外》+《安心住院》 (0岁宝宝) 保费合计5833元，缴费期10年。 责任 1、6万元寿险保额至25周岁 2、投保日开始每年享受10万意外伤害保障及每年1万元的疾病及意外住院医疗报销，报销额度为85%，住院补贴20元/天。 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 3、教育金领取: (1)、教育金给付:被保险人生存至18、19、20、21周岁生效日对应日，按保险金额的30,给付大学教育金9000元，合计领取36000元。合同继续有效。 (2)、创业金给付:被保险人生存至25周岁生效日对应日，给付创业金26520元+累计红利44386元(中等累积红利)，合计70906元，合同终止。 4、保险期间享受红利分配，可现金领取也可累积给付。 网上骂卖保险的见下文: 我可是知道这里边的内幕，要没卖过保险我还真不知道。保险这东西我开始也不知道是怎么回事，不过听人家老骂保险。我也不觉得它好 我也不觉得它坏。后来我才知道，保险这东西最没谱了，保险它最大的弊端就是，你出了事了，该不该赔，是保险公司说了算，就好比说，我开车给你撞了，我赔不赔你我说了算，操～你说我能赔你吗?他保险公司他赔了他就得掏钱，谁他妈吃饱了撑的愿意给你掏钱啊～他要是不想赔你他怎么着都能找到茬。 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 保险公司是什么呀，就是大家出钱养活了一大爷～ 就比方说这个意外险吧，首先必须是意外造成的，什么算意外呀，保险公司说了算。过年的时候有好多鞭炮炸伤的呢，好多保险公司公开声明不给赔(多嚣张阿)，人说你这叫故意参与高危活动，不算意外。就说哪家保险公司心肠好算作以外，你又在事发当天及时通知保险公司了，那你有没有经保险公司认可的医师鉴定呢,(你出得起那鉴定费吗),，你够人家的伤残等级吗,那得是四支缺失眼球摘除(不摘不给赔)脏器功能极度障碍。。。。。。总之，要想达到他那伤残等级，你非得死了不成。就好比说你眼球炸伤了，医生说你有两种选择:一种是把眼球摘了保险公司管赔，一种是做个修补手术能保住眼睛，但保险公司不管赔。。。你说你想不想让保险公司赔你, 再说这意外医疗险，就好比说，你投保三年了，累计也花了三千了吧，你“叭”一下脚崴了，你去医院治化花了82，除去80元免赔额，剩下那两块，嘿，人家还真给赔，不过得按伤残等级折算，你这顶多折5%，就是一毛钱～。。。你说你要不要吧，你要吧，你还得送一趟单子，你打车钱得花个40吧。合着你里外里花3040块钱外加在家歇俩礼拜，最后给electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 你赔了一毛钱。 再说这寿险吧，你们家人拿到的那点死亡赔偿金里外里都是你自己交的，为什么这么说啊,你交二十年的钱，过了四十年你们家人拿到那笔钱，比你这二十年交的多不了多少，那四十年利息还多少呢，合着这钱不是保险公司赔你的，是他妈你自己赔你自己的～ 再说这养老险，你说是保险公司给你养老还是你养活保险公司呀，我给您算笔帐:您年交10000，交二十年，共交200000，您活到75 总共拿到养老金100000，外加身故赔偿10000元，您在35年间陆续交了200000，可是您知道这钱做一个保守投资能赚多少钱吗, 200000*15*7%+100000*20*7%+200000=550000，您明白了吗，等于您送了保险公司35万，养了保险公司35年。您是早交早养它，晚交晚养着它，不交了还养着它呢，直到您没气了养不了它了它才还您钱呢。您听着叫养老险，没错，确实是养老险，但不是给您养老的是给保险公司养老的～合着您花那么多年钱养活一爹～ 那投资连接险就更甭提了，你给谁投资呀,你给保险公司钱electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 让他投资去他赚钱～ 再说这医疗保险，首先是您动了手术了开了刀了人才给您赔，其次它得是合理必要的费用，什么算合理必要阿?保险公司说了算。就比方说这保额为3000元的住院险，表面上看是赔3000，实际上他住院报销的限额是200，其他的是药品和诊疗费，这200还不全给您，社保报70%，他给报60块钱，不是一天60，是他妈总共给报60～我这些不是随便说的，这是我公司的条款中查出来的，这些条款您在买之前根本看不到。您明白吗，您买之前他给您看3000这个数，等您赔的时候您才看到他的真实面目，他的真实数目，是60～那大病险就更甭提啦，他确切地说叫25种大病险，这25种大病也不是得了就给赔，我就举一个例子:老年痴呆症，“经神经科专科医师根据其临床证据及按阿尔茨海莫氏病测试和问卷显示有明显的认知障碍而确诊，并且日常生活活动6项评估正式被保险人无能力完成3项以上”您知道“无能力完成3项以上“意味着什么吗——穿衣、上厕所、移动都不能自理，得到这会它才给赔呢，您打电话问保险公司“您啥时候给赔呀,”保险公司问“您还能动活吗,”“托您的福还能动活”“先生不好意西，你要是还能动活的话我们不能给您赔，等您动活不了了我们才能看情况给您赔”我就举个简单的例子您就明白了，它不是大病险，它是大病末期险，electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 要按他条款说的那几条都满足了，那不是人得的病～ 您可不知道啊，保险公司设计这条款它是费尽心机呀，也不那个保险公司的大老板说过这么一句话"身为一个保险公司的董事长，有些保险条款我都看不懂～"最操蛋的是，您买保险签字之前，您看不到这保险条款，您只能看到投保建议书，这投保建议书上那是云煽雾罩，它好话全说在前边。。。 再说这卖保险的，您听我句劝，可千万别让卖保险的瞄上您，他一盯盯您一辈子，我们的口号叫终身服务，不光您，您这一家子包括亲戚朋友都遭了殃了。您可倒了霉了，我们行话叫重点盯人，盯着你，隔三差五催催你，你的痛苦才刚刚开始，有的一盯能盯十几年。要赶上认识您朋友更麻烦啦，您朋友聚会冷不丁就来了个卖保险的，骂都骂不走，您说烦不烦，我们都受过这种训练，我们班最高纪录是连续让人骂6个小时面不改色心不跳，还能给骂他那人倒水。有句话叫软的怕硬，的硬的怕横的，横的怕拼的，拼的怕不要命的，侯耀文老师傅还说过句话，叫不怕不要命的就怕不要脸的～您现在知道卖保险的有多厉害了吧，人家已经达到那最高境界了，是你凡人能对付得了的吗,回回你骂他回回他还能找你来，过生日你说你亲戚朋友都在呢他提这个蛋糕找你去了，骂都骂不走，你这生日还过不过拉,不是一回过不成了，是electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on 他妈这辈子过生日都别想踏实过～我们那有个真事，就是一个卖保险的女孩，死缠着一男的，有回朋友聚会又去烦人家了，当着他女朋友面说“咱俩那事到底怎么着了”，就这一句话，他女朋友跑了，本来打算过几个月结婚的，这可倒好，活活让一卖保险的给拆散了。那女孩回来还笑着跟我们说呢说要不就做那男的女朋友算了，把他也发展成卖保险的。听到这我越听越像他妈生化危机里那僵尸咬人，她咬谁就把谁给变成僵尸啦，我说怎么满大街那么多卖保险的，合着都这么来的～卖保险的特别像HIV就是艾滋病病毒，只要你染上它你这辈子就算被它缠上了，要想摆脱它除非你死了，而且买保险它上瘾，我们那有的客户家里一大摞保单，也不知他中了什么邪了。对了说到这提醒一句，卖保险的身上都喷了**了，你闻着跟香水似的，其实是祖传的秘方，自打有保险那天起，就有人开始啄磨这个。他比还艾滋病厉害多了，就是你一旦被缠上你们家父母妻儿老老小小是株连九族阿，包括你的朋友，你朋友的朋友。。。无一幸免那，我们这一般都是一做做一家。一说你上辈子作的省么孽呀～到这辈子得到报应了，遇见一卖保险的。 我该说的都说了您自己看着办吧，最后我再提一句 electricity at no cost, revenue from electricity sales. Poverty alleviation to the removal, to desperate farmers out of poverty, in conjunction with urbanization, new communities are centrally placed. Poverty in the enterprise, enterprise more powerful, more social responsibility, they should allow more people to enjoy the fruits of development. Conditions to encourage private enterprises to establish Charity Fund for poverty alleviation, employment, grants, financial aid and other forms of poverty alleviation activities, let poverty alleviation aid corporate social responsibility in the specific embodiment, the proper meaning of giving back to the community. Finally reveals to implement poverty alleviation policies, older age, incapacity, cannot be achieved through industry support and employment support, such as poverty, children and unable to support the poor, Lo-Fi policy reveals the role to play, eventually incorporated into the low range, and fundamentally solve the problem of poverty. (C) establishing and perfecting retreat mechanism. Poverty alleviation is a dynamic project, we must strengthen the farmers ' information management, dynamic management of poor, really "poor" no place to hide, "poverty" a timely exit, "poor" and "return to the poor" get maximum support and help. To build up the information network system of the poor, poverty the basic information and dynamic entry to the system, to implement dynamic management. According to pro-poor development, timely adjustment on