附录C 中国人寿保险业经验生命表(2000—2003)非养老金业务男表(CL1)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
0
0.000722
1,000,000
722
76.7
999,639
76,712,704
1
0.000603
999,278
603
75.8
998,977
75,713,065
2
0.000499
998,675
498
74.8
998,426
74,714,088
3
0.000416
998,177
415
73.9
997,969
73,715,662
4
0.000358
997,762
357
72.9
997,583
72,717,692
5
0.000323
997,405
322
71.9
997,244
71,720,109
6
0.000309
997,082
308
70.9
996,928
70,722,865
7
0.000308
996,774
307
70.0
996,621
69,725,937
8
0.000311
996,467
310
69.0
996,312
68,729,316
9
0.000312
996,157
311
68.0
996,002
67,733,004
10
0.000312
995,847
311
67.0
995,691
66,737,001
11
0.000312
995,536
311
66.0
995,381
65,741,310
12
0.000313
995,225
312
65.1
995,070
64,745,929
13
0.000320
994,914
318
64.1
994,755
63,750,860
14
0.000336
994,595
334
63.1
994,428
62,756,105
15
0.000364
994,261
362
62.1
994,080
61,761,677
16
0.000404
993,899
402
61.1
993,699
60,767,596
17
0.000455
993,498
452
60.2
993,272
59,773,898
18
0.000513
993,046
509
59.2
992,791
58,780,626
19
0.000572
992,536
568
58.2
992,253
57,787,835
20
0.000621
991,969
616
57.3
991,661
56,795,582
21
0.000661
991,353
655
56.3
991,025
55,803,922
22
0.000692
990,697
686
55.3
990,355
54,812,897
23
0.000716
990,012
709
54.4
989,657
53,822,542
24
0.000738
989,303
730
53.4
988,938
52,832,885
25
0.000759
988,573
750
52.4
988,198
51,843,947
26
0.000779
987,823
770
51.5
987,438
50,855,749
27
0.000795
987,053
785
50.5
986,661
49,868,311
28
0.000815
986,268
804
49.6
985,866
48,881,651
29
0.000842
985,464
830
48.6
985,050
47,895,784
30
0.000881
984,635
867
47.6
984,201
46,910,735
31
0.000932
983,767
917
46.7
983,309
45,926,534
32
0.000994
982,850
977
45.7
982,362
44,943,225
33
0.001055
981,873
1,036
44.8
981,356
43,960,863
34
0.001121
980,838
1,100
43.8
980,288
42,979,507
35
0.001194
979,738
1,170
42.9
979,153
41,999,220
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
36
0.001275
978,568
1,248
41.9
977,944
41,020,066
37
0.001367
977,321
1,336
41.0
976,653
40,042,122
38
0.001472
975,985
1,437
40.0
975,266
39,065,469
39
0.001589
974,548
1,549
39.1
973,774
38,090,203
40
0.001715
972,999
1,669
38.1
972,165
37,116,430
41
0.001845
971,331
1,792
37.2
970,435
36,144,265
42
0.001978
969,539
1,918
36.3
968,580
35,173,830
43
0.002113
967,621
2,045
35.3
966,599
34,205,250
44
0.002255
965,576
2,177
34.4
964,488
33,238,652
45
0.002413
963,399
2,325
33.5
962,237
32,274,164
46
0.002595
961,074
2,494
32.6
959,827
31,311,928
47
0.002805
958,580
2,689
31.7
957,236
30,352,100
48
0.003042
955,891
2,908
30.8
954,437
29,394,865
49
0.003299
952,984
3,144
29.8
951,412
28,440,427
50
0.003570
949,840
3,391
28.9
948,144
27,489,016
51
0.003847
946,449
3,641
28.0
944,628
26,540,871
52
0.004132
942,808
3,896
27.1
940,860
25,596,243
53
0.004434
938,912
4,163
26.3
936,830
24,655,383
54
0.004778
934,749
4,466
25.4
932,516
23,718,553
55
0.005203
930,283
4,840
24.5
927,863
22,786,037
56
0.005744
925,442
5,316
23.6
922,785
21,858,174
57
0.006427
920,127
5,914
22.8
917,170
20,935,390
58
0.007260
914,213
6,637
21.9
910,894
20,018,220
59
0.008229
907,576
7,468
21.1
903,842
19,107,326
60
0.009313
900,107
8,383
20.2
895,916
18,203,484
61
0.010490
891,725
9,354
19.4
887,048
17,307,568
62
0.011747
882,371
10,365
18.6
877,188
16,420,520
63
0.013091
872,005
11,415
17.8
866,298
15,543,332
64
0.014542
860,590
12,515
17.1
854,333
14,677,035
65
0.016134
848,075
13,683
16.3
841,234
13,822,702
66
0.017905
834,392
14,940
15.6
826,922
12,981,468
67
0.019886
819,453
16,296
14.8
811,305
12,154,546
68
0.022103
803,157
17,752
14.1
794,281
11,343,241
69
0.024571
785,405
19,298
13.4
775,756
10,548,960
70
0.027309
766,107
20,922
12.8
755,646
9,773,205
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
71
0.030340
745,185
22,609
12.1
733,881
9,017,559
72
0.033684
722,576
24,339
11.5
710,406
8,283,678
73
0.037371
698,237
26,094
10.8
685,190
7,573,272
74
0.041430
672,143
27,847
10.2
658,220
6,888,082
75
0.045902
644,296
29,574
9.7
629,509
6,229,863
76
0.050829
614,722
31,246
9.1
599,099
5,600,354
77
0.056262
583,476
32,828
8.6
567,062
5,001,255
78
0.062257
550,648
34,282
8.1
533,508
4,434,193
79
0.068871
516,367
35,563
7.6
498,585
3,900,685
80
0.076187
480,804
36,631
7.1
462,488
3,402,100
81
0.084224
444,173
37,410
6.6
425,468
2,939,611
82
0.093071
406,763
37,858
6.2
387,834
2,514,143
83
0.102800
368,905
37,923
5.8
349,943
2,126,309
84
0.113489
330,982
37,563
5.4
312,200
1,776,366
85
0.125221
293,419
36,742
5.0
275,048
1,464,166
86
0.138080
256,677
35,442
4.6
238,956
1,189,118
87
0.152157
221,235
33,662
4.3
204,404
950,162
88
0.167543
187,572
31,426
4.0
171,859
745,759
89
0.184333
156,146
28,783
3.7
141,754
573,899
90
0.202621
127,363
25,806
3.4
114,460
432,145
91
0.222500
101,557
22,596
3.1
90,258
317,685
92
0.244059
78,960
19,271
2.9
69,325
227,427
93
0.267383
59,689
15,960
2.6
51,709
158,102
94
0.292544
43,729
12,793
2.4
37,333
106,392
95
0.319604
30,937
9,887
2.2
25,993
69,059
96
0.348606
21,049
7,338
2.0
17,380
43,067
97
0.379572
13,711
5,204
1.9
11,109
25,686
98
0.412495
8,507
3,509
1.7
6,752
14,577
99
0.447334
4,998
2,236
1.6
3,880
7,825
100
0.484010
2,762
1,337
1.4
2,094
3,945
101
0.522397
1,425
745
1.3
1,053
1,851
102
0.562317
681
383
1.2
489
798
103
0.603539
298
180
1.0
208
309
104
0.645770
118
76
0.9
80
101
105
1.000000
42
42
0.5
21
21
附录D 中国人寿保险业经验生命表(2000—2003)非养老金业务女表(CL2)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
0
0.000661
1,000,000
661
80.9
999,670
80,891,929
1
0.000536
999,339
536
79.9
999,071
79,892,260
2
0.000424
998,803
423
79.0
998,592
78,893,189
3
0.000333
998,380
332
78.0
998,214
77,894,597
4
0.000267
998,047
266
77.0
997,914
76,896,383
5
0.000224
997,781
224
76.1
997,669
75,898,469
6
0.000201
997,557
201
75.1
997,457
74,900,800
7
0.000189
997,357
189
74.1
997,263
73,903,343
8
0.000181
997,168
180
73.1
997,078
72,906,080
9
0.000175
996,988
174
72.1
996,901
71,909,002
10
0.000169
996,813
168
71.1
996,729
70,912,101
11
0.000165
996,645
164
70.2
996,563
69,915,372
12
0.000165
996,481
164
69.2
996,398
68,918,809
13
0.000169
996,316
168
68.2
996,232
67,922,411
14
0.000179
996,148
178
67.2
996,059
66,926,179
15
0.000192
995,969
191
66.2
995,874
65,930,120
16
0.000208
995,778
207
65.2
995,675
64,934,247
17
0.000226
995,571
225
64.2
995,459
63,938,572
18
0.000245
995,346
244
63.2
995,224
62,943,113
19
0.000264
995,102
263
62.3
994,971
61,947,889
20
0.000283
994,840
282
61.3
994,699
60,952,918
21
0.000300
994,558
298
60.3
994,409
59,958,220
22
0.000315
994,260
313
59.3
994,103
58,963,811
23
0.000328
993,946
326
58.3
993,783
57,969,708
24
0.000338
993,620
336
57.3
993,452
56,975,924
25
0.000347
993,285
345
56.4
993,112
55,982,472
26
0.000355
992,940
352
55.4
992,764
54,989,360
27
0.000362
992,587
359
54.4
992,408
53,996,596
28
0.000372
992,228
369
53.4
992,044
53,004,188
29
0.000386
991,859
383
52.4
991,668
52,012,145
30
0.000406
991,476
403
51.5
991,275
51,020,477
31
0.000432
991,074
428
50.5
990,860
50,029,202
32
0.000465
990,645
461
49.5
990,415
49,038,343
33
0.000496
990,185
491
48.5
989,939
48,047,928
34
0.000528
989,694
523
47.5
989,432
47,057,988
35
0.000563
989,171
557
46.6
988,893
46,068,556
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
36
0.000601
988,614
594
45.6
988,317
45,079,663
37
0.000646
988,020
638
44.6
987,701
44,091,346
38
0.000699
987,382
690
43.7
987,037
43,103,645
39
0.000761
986,692
751
42.7
986,316
42,116,609
40
0.000828
985,941
816
41.7
985,533
41,130,293
41
0.000897
985,124
884
40.8
984,683
40,144,760
42
0.000966
984,241
951
39.8
983,765
39,160,078
43
0.001033
983,290
1,016
38.8
982,782
38,176,312
44
0.001103
982,274
1,083
37.9
981,732
37,193,530
45
0.001181
981,191
1,159
36.9
980,611
36,211,798
46
0.001274
980,032
1,249
35.9
979,408
35,231,186
47
0.001389
978,783
1,360
35.0
978,104
34,251,779
48
0.001527
977,424
1,493
34.0
976,678
33,273,675
49
0.00169
975,931
1,649
33.1
975,107
32,296,997
50
0.001873
974,282
1,825
32.1
973,370
31,321,891
51
0.002074
972,457
2,017
31.2
971,449
30,348,521
52
0.002295
970,440
2,227
30.3
969,327
29,377,072
53
0.002546
968,213
2,465
29.3
966,981
28,407,746
54
0.002836
965,748
2,739
28.4
964,379
27,440,765
55
0.003178
963,009
3,060
27.5
961,479
26,476,386
56
0.003577
959,949
3,434
26.6
958,232
25,514,907
57
0.004036
956,515
3,860
25.7
954,585
24,556,676
58
0.004556
952,655
4,340
24.8
950,484
23,602,091
59
0.005133
948,314
4,868
23.9
945,880
22,651,606
60
0.005768
943,447
5,442
23.0
940,726
21,705,726
61
0.006465
938,005
6,064
22.1
934,973
20,765,000
62
0.007235
931,941
6,743
21.3
928,569
19,830,028
63
0.008094
925,198
7,489
20.4
921,454
18,901,458
64
0.009059
917,709
8,314
19.6
913,553
17,980,005
65
0.010148
909,396
9,229
18.8
904,782
17,066,452
66
0.011376
900,167
10,240
18.0
895,047
16,161,670
67
0.012760
889,927
11,355
17.2
884,249
15,266,623
68
0.014316
878,572
12,578
16.4
872,283
14,382,374
69
0.016066
865,994
13,913
15.6
859,037
13,510,091
70
0.018033
852,081
15,366
14.8
844,398
12,651,054
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
71
0.020241
836,715
16,936
14.1
828,247
11,806,656
72
0.022715
819,779
18,621
13.4
810,469
10,978,408
73
0.025479
801,158
20,413
12.7
790,952
10,167,940
74
0.028561
780,745
22,299
12.0
769,596
9,376,988
75
0.031989
758,446
24,262
11.3
746,316
8,607,392
76
0.035796
734,185
26,281
10.7
721,044
7,861,077
77
0.040026
707,904
28,335
10.1
693,736
7,140,033
78
0.044726
679,569
30,394
9.5
664,372
6,446,296
79
0.049954
649,175
32,429
8.9
632,960
5,781,924
80
0.055774
616,746
34,398
8.3
599,547
5,148,964
81
0.062253
582,347
36,253
7.8
564,221
4,549,417
82
0.069494
546,095
37,950
7.3
527,119
3,985,196
83
0.077511
508,144
39,387
6.8
488,451
3,458,077
84
0.086415
468,758
40,508
6.3
448,504
2,969,626
85
0.096294
428,250
41,238
5.9
407,631
2,521,122
86
0.107243
387,012
41,504
5.5
366,260
2,113,491
87
0.119364
345,508
41,241
5.1
324,887
1,747,232
88
0.132763
304,266
40,395
4.7
284,069
1,422,345
89
0.147553
263,871
38,935
4.3
244,404
1,138,276
90
0.163850
224,936
36,856
4.0
206,508
893,872
91
0.181775
188,080
34,188
3.7
170,986
687,364
92
0.201447
153,892
31,001
3.4
138,392
516,378
93
0.222987
122,891
27,403
3.1
109,189
377,986
94
0.246507
95,488
23,538
2.8
83,719
268,797
95
0.272115
71,949
19,579
2.6
62,160
185,078
96
0.299903
52,371
15,706
2.3
44,518
122,918
97
0.329942
36,665
12,097
2.1
30,616
78,400
98
0.362281
24,567
8,900
1.9
20,117
47,784
99
0.396933
15,667
6,219
1.8
12,558
27,667
100
0.433869
9,448
4,099
1.6
7,399
15,109
101
0.473008
5,349
2,530
1.4
4,084
7,710
102
0.514211
2,819
1,449
1.3
2,094
3,626
103
0.557269
1,369
763
1.1
988
1,532
104
0.601896
606
365
0.9
424
544
105
1.000000
241
241
0.5
121
121
附录E 中国人寿保险业经验生命表(2000—2003)养老金业务男表(CL3)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
0
0.000627
1,000,000
627
79.7
999,687
79,741,450
1
0.000525
999,373
525
78.8
999,111
78,741,763
2
0.000434
998,848
434
77.8
998,632
77,742,653
3
0.000362
998,415
361
76.9
998,234
76,744,021
4
0.000311
998,053
310
75.9
997,898
75,745,787
5
0.000281
997,743
280
74.9
997,603
74,747,889
6
0.000269
997,463
268
73.9
997,328
73,750,286
7
0.000268
997,194
267
73.0
997,061
72,752,957
8
0.000270
996,927
269
72.0
996,792
71,755,897
9
0.000271
996,658
270
71.0
996,523
70,759,104
10
0.000272
996,388
271
70.0
996,252
69,762,581
11
0.000271
996,117
270
69.0
995,982
68,766,329
12
0.000272
995,847
271
68.1
995,711
67,770,347
13
0.000278
995,576
277
67.1
995,438
66,774,636
14
0.000292
995,299
291
66.1
995,154
65,779,198
15
0.000316
995,009
314
65.1
994,851
64,784,044
16
0.000351
994,694
349
64.1
994,520
63,789,193
17
0.000396
994,345
394
63.2
994,148
62,794,673
18
0.000446
993,951
443
62.2
993,730
61,800,525
19
0.000497
993,508
494
61.2
993,261
60,806,796
20
0.000540
993,014
536
60.2
992,746
59,813,535
21
0.000575
992,478
571
59.3
992,193
58,820,789
22
0.000601
991,907
596
58.3
991,609
57,828,596
23
0.000623
991,311
618
57.3
991,002
56,836,987
24
0.000643
990,694
637
56.4
990,375
55,845,984
25
0.000660
990,057
653
55.4
989,730
54,855,609
26
0.000676
989,403
669
54.4
989,069
53,865,879
27
0.000693
988,734
685
53.5
988,392
52,876,811
28
0.000712
988,049
703
52.5
987,697
51,888,419
29
0.000734
987,346
725
51.6
986,983
50,900,722
30
0.000759
986,621
749
50.6
986,246
49,913,739
31
0.000788
985,872
777
49.6
985,484
48,927,492
32
0.000820
985,095
808
48.7
984,691
47,942,009
33
0.000855
984,287
842
47.7
983,867
46,957,317
34
0.000893
983,446
878
46.7
983,007
45,973,451
35
0.000936
982,568
920
45.8
982,108
44,990,444
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
36
0.000985
981,648
967
44.8
981,164
44,008,336
37
0.001043
980,681
1,023
43.9
980,170
43,027,172
38
0.001111
979,658
1,088
42.9
979,114
42,047,002
39
0.001189
978,570
1,164
42.0
977,988
41,067,888
40
0.001275
977,406
1,246
41.0
976,783
40,089,900
41
0.001366
976,160
1,333
40.1
975,493
39,113,117
42
0.001461
974,827
1,424
39.1
974,114
38,137,624
43
0.001560
973,402
1,519
38.2
972,643
37,163,509
44
0.001665
971,884
1,618
37.2
971,075
36,190,866
45
0.001783
970,266
1,730
36.3
969,401
35,219,791
46
0.001918
968,536
1,858
35.4
967,607
34,250,391
47
0.002055
966,678
1,987
34.4
965,685
33,282,784
48
0.002238
964,692
2,159
33.5
963,612
32,317,099
49
0.002446
962,533
2,354
32.6
961,355
31,353,487
50
0.002666
960,178
2,560
31.7
958,898
30,392,132
51
0.002880
957,618
2,758
30.7
956,239
29,433,233
52
0.003085
954,860
2,946
29.8
953,388
28,476,994
53
0.003300
951,915
3,141
28.9
950,344
27,523,607
54
0.003545
948,773
3,363
28.0
947,092
26,573,263
55
0.003838
945,410
3,628
27.1
943,596
25,626,171
56
0.004207
941,781
3,962
26.2
939,800
24,682,575
57
0.004676
937,819
4,385
25.3
935,627
23,742,775
58
0.005275
933,434
4,924
24.4
930,972
22,807,148
59
0.006039
928,510
5,607
23.6
925,707
21,876,176
60
0.006989
922,903
6,450
22.7
919,678
20,950,469
61
0.007867
916,453
7,210
21.9
912,848
20,030,791
62
0.008725
909,243
7,933
21.0
905,277
19,117,943
63
0.009677
901,310
8,722
20.2
896,949
18,212,667
64
0.010731
892,588
9,578
19.4
887,799
17,315,718
65
0.011900
883,010
10,508
18.6
877,756
16,427,919
66
0.013229
872,502
11,542
17.8
866,731
15,550,163
67
0.014705
860,959
12,660
17.1
854,629
14,683,433
68
0.016344
848,299
13,865
16.3
841,367
13,828,803
69
0.018164
834,434
15,157
15.6
826,856
12,987,437
70
0.020184
819,278
16,536
14.8
811,010
12,160,580
(续)
年龄
死亡率
生存人数
死亡人数
平均余命
生存人年数
71
0.022425
802,741
18,001
14.1
793,741
11,349,571
72
0.024911
784,740
19,549
13.5
774,966
10,555,830
73
0.027668
765,191
21,171
12.8
754,606
9,780,864
74
0.030647
744,020
22,802
12.1
732,619
9,026,259
75
0.033939
721,218
24,477
11.5
708,979
8,293,640
76
0.037577
696,741
26,181
10.9
683,650
7,584,660
77
0.041594
670,559
27,891
10.3
656,614
6,901,010
78
0.046028
642,668
29,581
9.7
627,878
6,244,397
79
0.050920
613,087
31,218
9.2
597,478
5,616,519
80
0.056312
581,869
32,766
8.6
565,486
5,019,041
81
0.062253
549,103
34,183
8.1
532,011
4,453,555
82
0.068791
514,919
35,422
7.6
497,208
3,921,544
83
0.075983
479,498
36,434
7.1
461,281
3,424,336
84
0.083883
443,064
37,166
6.7
424,481
2,963,055
85
0.092554
405,898
37,568
6.3
387,115
2,538,574
86
0.102059
368,331
37,591
5.8
349,535
2,151,459
87
0.112464
330,739
37,196
5.4
312,141
1,801,924
88
0.123836
293,543
36,351
5.1
275,367
1,489,783
89
0.136246
257,192
35,041
4.7
239,671
1,214,415
90
0.149763
222,151
33,270
4.4
205,516
974,744
91
0.164456
188,881
31,063
4.1
173,349
769,229
92
0.180392
157,818
28,469
3.8
143,583
595,879
93
0.197631
129,349
25,563
3.5
116,567
452,296
94
0.216228
103,786
22,441
3.2
92,565
335,729
95
0.236229
81,344
19,216
3.0
71,736
243,164
96
0.257666
62,128
16,008
2.8
54,124
171,427
97
0.280553
46,120
12,